Posted on May 28th, 2008 by vLogged
Whenever I meet clients, I can safely assume that they are confused between Traditional and Roth IRA. Actually, most of the times it’s safe to assume that they wouldn’t know the difference between the two. Generally speaking, a Traditional IRA is where before-tax dollars are contributed (which, at time of withdrawal, are subjected to tax) [...]
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Filed under: Finance, Financial Planning, Investing, Personal Finance, Taxes, Understanding Finances
Posted on May 2nd, 2008 by vLogged
As every other investor, you are probably looking for the most time efficient way to make money. Hedge may be the way to go provided you have a bit of extra money to spend.
Alfred Jones (the father of unorthodox investment techniques) developed the first hedge funds. Selling short stocks while buying long stocks was one [...]
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Filed under: Investing, Understanding Finances
Posted on April 15th, 2008 by vLogged
This is going to be an interesting post. Why, you ask? Well, how about if I told you that you may be accidentally lowering your credit scores while practicing the ‘good-ways’? Unfortunately the ways to accidentally lower your credit score are not so well known. There are just as many ways to lower your credit [...]
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Filed under: Credit, Personal Finance, Understanding Finances
Posted on April 14th, 2008 by vLogged
If you are thinking of buying your own home you will eventually come across the words “title insurance”. But what is meant by that?
For the most part, title insurance is almost always required by the lender. This insurance will protect the lender againts loss resulting from any legal claims by others against the purchased [...]
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Filed under: Mortgage, Personal Finance, Understanding Finances
Posted on March 19th, 2008 by vLogged
For a person who is in debt, sometimes the biggest challenge to face is the psychological pressure imposed by his/her peers, and more importantly by himself/herself. There are however a few step that can and must be taken to solve the situation. The problem needs to be broken down to bit sizes and dealt with [...]
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Filed under: Credit, Debt Consolidation, Financial Planning, Funds, Personal Finance, Understanding Finances
Posted on February 17th, 2008 by vLogged
The first and the foremost question which arises is why to go for a bad credit mortgage? Now, to some it may (and it usually does) seem like a ‘bad’ idea, however, one must not forget that no matter how many statistical tools the institutions may use to evaluate your credit value, they never take [...]
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Filed under: Credit, Financial Planning, Mortgage, Personal Finance, Taxes, Understanding Finances
Posted on February 8th, 2008 by vLogged
Debt consolidation is one of the most common reasons for applying for a personal loan. Though it can be a very helpful way out of financial misery for some, it can also turn out to be the worst mistake for others. Before applying for a personal loan for debt consolidation, it’s very important to know [...]
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Filed under: Credit, Debt Consolidation, Financial Planning, Funds, Personal Finance, Understanding Finances
Posted on February 7th, 2008 by vLogged
This is a great video series to help understand the workings of our current day banking system. I like the approach the presenter has taken. It explains how banks loan out money which doesn’t even exist.
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Filed under: Business & Economics, Daily Ramblings, FUNancials, Finance, Understanding Finances
Posted on February 3rd, 2008 by vLogged
While the Mutual Funds are moving into top gear, the detractors are also arming themselves with new jargons. Here comes Alpha & Beta.
Betais what the fund earns simply by being in the game, and can be measured using the market index that corresponds most closely to its style of investing.
And the skills component of our [...]
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Filed under: Business & Economics, Finance, Funds, Investing, Understanding Finances
Posted on January 26th, 2008 by vLogged
I often see people commit the same mistake again and again. They consider personal financial planning to be a product and not a process. The clients at the company come with an idea of buying ready-made templates to work as their financial plan. They just fail to see financial planning as an organized, well-planned system [...]
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Filed under: Daily Ramblings, Financial Planning, Me 'n My Work, Personal Finance, Understanding Finances
