Posted on July 17th, 2008 by vLogged
If you contribute to an IRA, the contributions may be fully or partially deductible. Although deductions are generally not available to high-earning taxpayers if either spouse participates in an employer’s retirement plan, contributions may still grow on a tax-deferred basis until withdrawn.
The contribution limit for the 2008 tax year increased from $4,000 to $5,000. Plus, [...]
No Comments »
Filed under: Finance, Financial Planning, Personal Finance, Taxes
Posted on May 28th, 2008 by vLogged
Whenever I meet clients, I can safely assume that they are confused between Traditional and Roth IRA. Actually, most of the times it’s safe to assume that they wouldn’t know the difference between the two. Generally speaking, a Traditional IRA is where before-tax dollars are contributed (which, at time of withdrawal, are subjected to tax) [...]
1 Comment »
Filed under: Finance, Financial Planning, Investing, Personal Finance, Taxes, Understanding Finances
Posted on May 22nd, 2008 by vLogged
These days all lenders are more than willing to provide joint mortgages. Besides getting better loans, here are four more reasons why someone should opt for them.
1. Deposit – This is a simple numbers game. Two people sharing the burden is much easier than one person bearing all the burden. Also, the bigger deposit you [...]
No Comments »
Filed under: Credit, Financial Planning, Funds, Mortgage, Personal Finance
Posted on May 20th, 2008 by vLogged
Protecting your assets is the top concern of everyone. Everyone has their own definition of this wretched word – ‘Risk’. Bottom line is that everyone is afraid of losing their money when it comes down to investment assets. The truth is that this definition takes a whole new meaning depending upon your current stage in [...]
No Comments »
Filed under: Credit, Financial Planning, Funds, Investing, Personal Finance
Posted on May 14th, 2008 by vLogged
If you have bad credit, it’s a good idea to start working to get it fixed now. Regardless if your credit problems are because of mistakes on your credit report, a poor credit history from not paying your bills, or stolen identity, there are several steps you can take to fix your credit. The first [...]
No Comments »
Filed under: Credit, Financial Planning, Personal Finance
Posted on May 8th, 2008 by vLogged
We all know how lawsuits or claims can run into months and years. Not only are they terribly time consuming, they also eat up on your savings and investments. That is where companies like LawMax come in which can help you avoid financial crisis during such trials. They loan you immediate cash against the proceeds [...]
2 Comments »
Filed under: Funds, Personal Finance, Products & Websites, loans
Posted on April 28th, 2008 by vLogged
So here is the post on debt consolidation management as promised. I’ve been planning on writing about the benefits of debt repair companies, but before I do that let me go into defining the differences between credit counselors and credit repair companies. Credit repair companies usually have some person acting as counselors explaining the options [...]
4 Comments »
Filed under: Debt Consolidation, Financial Planning, Personal Finance
Posted on April 26th, 2008 by vLogged
Around two months back I did a post on bad-credit. That is where I discussed about the importance of getting professional help. There is no doubt that having bad-credit closes a lot of doors, but that in no ways means that the consumers with a bad credit score should jump to apply for the first [...]
2 Comments »
Filed under: Credit, Financial Planning, Personal Finance, Products & Websites
Posted on April 15th, 2008 by vLogged
This is going to be an interesting post. Why, you ask? Well, how about if I told you that you may be accidentally lowering your credit scores while practicing the ‘good-ways’? Unfortunately the ways to accidentally lower your credit score are not so well known. There are just as many ways to lower your credit [...]
1 Comment »
Filed under: Credit, Personal Finance, Understanding Finances
Posted on April 14th, 2008 by vLogged
If you are thinking of buying your own home you will eventually come across the words “title insurance”. But what is meant by that?
For the most part, title insurance is almost always required by the lender. This insurance will protect the lender againts loss resulting from any legal claims by others against the purchased [...]
No Comments »
Filed under: Mortgage, Personal Finance, Understanding Finances
