Loans Now, Groans Later? Think twice before borrowing from your plan

Many employer-sponsored retirement plans permit participants to take loans from their accounts. While this feature may sound appealin, it’s important to realize that taking a loan may leave you shortchanged when it comes to building retirement assets.

Get your free credit report from

A recent amendment to the federal Fair Credit Reporting Act requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months. But there’s only one online source authorized to do so. That’s annualcreditreport.com. Beware [...]