Debt Management - Debt Repair Assistance

So here is the post on debt consolidation management as promised. I’ve been planning on writing about the benefits of debt repair companies, but before I do that let me go into defining the differences between credit counselors and credit repair companies. Credit repair companies usually have some person acting as counselors explaining the options [...]

Bad Credit Offers – A Comprehensive List

Around two months back I did a post on bad-credit. That is where I discussed about the importance of getting professional help. There is no doubt that having bad-credit closes a lot of doors, but that in no ways means that the consumers with a bad credit score should jump to apply for the first [...]

New Blog On The Block: Clears Out The Misconception

Out of all the new financial blogs cropping up everywhere in the Blogosphere, Rapid Random is the one which caught my eye. This was because of its post about ‘Tax Rebate Checks for late filers’ which states that people who missed their initial deadline of 15th April can still get ‘a-little-bit-of-money-back’. Being in-the-loop I always [...]

Procrastination Kicks In

Well, I’ve been planning to do another post on Debt Consolidation for a while now. However, every time I sit down to write, something or the other comes up. My friend Mike has always accused me of procrastinating; but this time I have been really busy with work and kids. Not to mention the relatives [...]

Really Informational Post : Mortgage Bankers vs. Mortgage Brokers

One of the blogs I frequently visit is BlownMortgage which has been around for quite a while. There was quite an interesting post on it a few days back. Even though the original post from the archives is from 2007, yet I thought I’ll link it over here as it’s quite a well intended piece.
From [...]

Are You Decreasing Your Credit Score?

This is going to be an interesting post. Why, you ask? Well, how about if I told you that you may be accidentally lowering your credit scores while practicing the ‘good-ways’? Unfortunately the ways to accidentally lower your credit score are not so well known. There are just as many ways to lower your credit [...]

What Is Mortgage Title Insurance?

If you are thinking of buying your own home you will eventually come across the words “title insurance”. But what is meant by that?
For the most part, title insurance is almost always required by the lender. This insurance will protect the lender againts loss resulting from any legal claims by others against the purchased [...]

FICO Score – Part II

As promised, here is the part two of ‘understanding FICO Score’. This post will hopefully help you understand FICO 08 - the ‘new and improved’ credit score introduced by Fair Issac and Co. in order to help lenders predict loan defaults. The effectiveness of this new score has been predicted to be 5 to 15% [...]

Another ‘FUNancial’ Post

Well, I found some really funny cartoon strips the other day. The irony is I found them on my Boss’s shared drive when I was searching for a file.

DWI (Driving While Intoxicated) Can Increase Your Insurance Premium Rates

Last week, one of my friends was convicted under DWI (Driving While Intoxicated). Now, there is no way that he can get away with it, however the fact that there are no laws present which regulate the amount of premium, makes it an even worse situation. The best way out of it is to pay [...]