Certified Financial Planner

American Business Review released this video for Certified Financial Planner Board of Standards Inc. It’s a great watch for people wanting to hire a financial advisor as it tells them what to look for before making their decision. It features interviews with Susan Wyderko (Director, Investor Education Securities & Exchange Commission), Gilberto Grana (President, Wealth [...]

Potential Clients Tend To Dismiss SIPP

I see this quite often at my company. Potential clients who come to our office are looking for a quick solution for their pension plan. And it’s often in this haste, that they completely overlook SIPP when it’s advised to them. Mostly because they are unable to comprehend the difference between a traditional pension plan [...]

Does The Contingency Clause Matter?

There has been a growing hype about the mortgage contingency plan. For those who aren’t familiar, this is a provision in the purchase contract in which the buyer is only obligated to the sale if he/she is able to get a mortgage. I found an interesting article by R. Bailyn whose blog I frequently read. [...]

How To Be Successful In Finances And Career

From Osho’s ‘The Madman’s Guide To Enlightenment’
This is a bit crazy. Aptly, it’s excerpted from Osho’s The Madman’s Guide to Enlightenment . Nevertheless, I couldn’t stop myself from posting an excerpt. I’ve warned you, now read on!!

How can one be successful in life in the areas of finance and career?

“Richness, wealth, treasure — divine [...]

Finding A Bad Cr. Mortgage – The 3 Step Action Plan

The first and the foremost question which arises is why to go for a bad credit mortgage? Now, to some it may (and it usually does) seem like a ‘bad’ idea, however, one must not forget that no matter how many statistical tools the institutions may use to evaluate your credit value, they never take [...]

Busy Valentine’s Day

This Valentines Ryna and I had plans to go out for the evening for a nice show and dinner. However, I have been busy with the upcoming SDAAC annual presentation, and I didn’t know how to tell that to Ryna. What happens next is Ryna catches the flu day before, and the plans are cancelled.
I [...]

The Little Book of Common Sense Investing by J. Bogle

This is an amazing book by John Bogle which I found online a couple of days ago when I was researching for my presentation. Read the following about this book which you can buy from Amazon.

Investing is all about common sense. Owning a diversified portfolio of stocks and holding it for the long term is [...]

Debt Consolidation 101

Debt consolidation is one of the most common reasons for applying for a personal loan. Though it can be a very helpful way out of financial misery for some, it can also turn out to be the worst mistake for others. Before applying for a personal loan for debt consolidation, it’s very important to know [...]

Money As Debt – How Money Is Created

This is a great video series to help understand the workings of our current day banking system. I like the approach the presenter has taken. It explains how banks loan out money which doesn’t even exist.

The New Mutual Funds Jargons

While the Mutual Funds are moving into top gear, the detractors are also arming themselves with new jargons. Here comes Alpha & Beta.
Betais what the fund earns simply by being in the game, and can be measured using the market index that corresponds most closely to its style of investing.
And the skills component of our [...]